DSCR Rental Loans

DSCR Rental Loans

Simple Terms. Flexible Options.

RentalOne Advantages

  • Approvals based on the property rental income, not tax returns
  • No limit on number of properties
  • More flexible loan and term options compared to
    a traditional bank

Terms
•Up to 80% LTV Purchase
•Up to 75% LTV R/T & C/O
•Unlimited Cash in Hand
•Interest Only Option•680 FICO Minimum/620 at 75% ltv
•Available to Originate in 45 States in LLC

  • Only 90 days seasoning for Cash-out with new appraised value

Experience Investor- 5 or more rentals

  • DSCR 1.25%
  • 85% LTV – Purchase – 740+ FICO
  • 80% LTV – R&T & C/O 680+ FICO
  • 3 Months Reserves required
  • Unleased property OK – No Restrictions!
  • 100% Gift Allowed with no restrictions
  • Min loan amount $100,000
  • Max loan amount $3,500,000

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