FHA DPA PROGRAM FEATURES 100% CLTV

FHA DPA PROGRAM FEATURES 100% CLTV
  • Min FICO 680
  • Requires Approve Eligible
  • No DTI restrictions – up to 46.99% and 56.99%
  • No Income Limits
  • 2 units are Eligible
  • Manufactured Homes are Eligible
  • Max Loan Amount per County Limits, including High Cost Counties
  • Does NOT have to be a First Time Homebuyer
  • Homebuyer Education (at least one borrower) Required 
  • 2nd Mortgage Created In-House
  • Qualify w/2nd Mortgage Payment included in Housing DTI
  • Gift funds Allowed –
  • Non Occupying Co-Borrowers Allowed
  • Identity of Interest Transactions Allowed
  • DACA Borrowers Eligible

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