HomeReady Special Purpose Credit Program in select Cities/States

Down payment assistance grant

  • $5,000 credit
  • Up to $500 toward a 1-year home warranty
  • Up to $500 toward the appraisal cost
  • Primary purchases only
  • All property types 
  • 620 credit score
  • Seller concessions are capped at 5%
  • Based on where the borrower’s current primary residence is located
    • Show proof of primary residence by supplying:
      • Driver’s license or other state issued ID, asset statements with address listed, current lease agreement (if applicable) OR
      • Utility bills with primary address
  • The occupying borrower must be a first-time homebuyer and live in an eligible census tract area
    • Homeownership education required for first-time homebuyer
  • Florida
    • (Miami-Fort Lauderdale-West Palm Beach)
    • (Orlando-Kissimmee-Sanford)
    • (Tampa-St. Petersburg-Clearwater)
  • Georgia
    • (Atlanta-Sandy Springs-Roswell)

Call us today to get started!

Katrina Lane

Fusion Mortgage Inc

NMLS 2183454