As a veteran, you have served your country with honor and dedication. After all you’ve done for your country, it’s time to receive the benefits that you have earned. One of those benefits is the VA loan program which makes it easier for you to buy a home. In this blog, we will explain how the VA loan program works and how you can unlock the benefits of VA loans.

A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). If you are a veteran, active-duty service member, or a surviving spouse of a veteran, you may be eligible for a VA loan. One of the most significant advantages of a VA loan is that it does not require a down payment, which can be a huge relief for first-time homebuyers. Sellers can pay up to 4% of closing cost. VA loans also have more relaxed credit score requirements, making it easier for veterans to qualify for a mortgage.

Another benefit of VA loans is that they typically offer lower interest rates compared to conventional loans. This can save you thousands of dollars over the life of the loan. Additionally, VA loans do not require private mortgage insurance (PMI), which is an added expense that is often required for conventional and fha loans.

To qualify for a VA loan, you must meet certain requirements, such as having a valid Certificate of Eligibility (COE) and meeting the lender’s credit score and income requirements.

Call us today to get approved to go shopping for your home at 678.278.9511!

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Serving Georgia, Florida, Colorado and North Carolina

Katrina Lane


Fusion Mortgage Inc

NMLS 2183454